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Are P2P Loans the Answer for Bad Credit?

Are P2P Loans the Answer for Bad Credit?

Getting a loan while face tough times and need quick cash, is easier said than done, especially if you have bad credit. Most banks and financial institutions will take one look at your credit score and reject your loan application as they need good credit rating.

What is a safer place to keep money, your house or a bank?

What is a safer place to keep money, your house or a bank?

The recent financial crises all over the world and the collapse of varied banks have decreased the faith of the general public in the banking system. A lot of us feel that our cash is no longer safe in the banks and many have even reverted to the age old strategy of keeping our money […]

Why should you avoid automatic bill payments?

Why should you avoid automatic bill payments?

Sometimes, auto payments which are linked to the credit card can be a great nuisance. It is possible to set up auto payments for almost anything, from gym fees to cable bills. It is one of the ways in which vendors can be assured of timely payment of bills.

The many ways in which the reward points of your credit card can be redeemed!

The many ways in which the reward points of your credit card can be redeemed!

There are many advantages associated with a rewards credit card. All credit cards offer great value due to varied reasons, from ready and easy access to funds to improving the credit score. The best advantage of credit cards however is with a rewards credit card wherein consumers earn rewards whenever they shop. Listed below are […]

Loan for immigrants living in the USA

Loan for immigrants living in the USA

How to get a loan on fair terms if you’re an immigrant in the USA and where to look for the best loan offers, which will guarantee us a safe start towards new future? This article contains answers to these and other questions.

Impact of personal loans on your credit

Impact of personal loans on your credit

A personal loan is an unsecured loan typically offered by credit unions, banks, and other financial lenders. It can be used for varied purposes like launching a small business, making a big luxury purchase, and debt consolidation, etc. Personal loans generally have an interest rate that is lower than interest rate of credit cards and […]

Debt payments and the different factors involved in it

Debt payments and the different factors involved in it

At the time of taking out loans from banks, financial institutions, and other standard creditors and lending agencies, we are aware of the fact that we need to repay the original amount of money taken out as loan (principle) as well as an additional amount known as interest. The interest is the profit that creditors […]

What is Credit Repair?

What is Credit Repair?

A credit score is a number, lenders (banks, financial institutions) use to help them decide how likely they will be repaid on time if they give a person a loan or credit card. There are many factors which impact the credit score of you. These factors include total amount of credit taken, types of account, […]

7 Steps to Buying Auto Insurance

7 Steps to Buying Auto Insurance

Most of us want our auto insurance to offer sufficient coverage in case of an accident. However, we often end up paying more than required due to bad insurance coverage. This is usually the case with individuals who end up overpaying because they did not spend sufficient time searching for and buying the best auto […]

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