We all know that getting a loan approved, needs a good credit score. Credit scores are what lenders use to check a possible debtor’s capability to pay back a loan. What do you do if you have a bad credit score? Can you still get an application? You may even get approved, but realistically speaking, […]
Currently, mortgage interest rates are at their lowest in history. The average fixed-rate mortgage for 30 years had touched a high of over 6.70 percent just prior to the 2007 summer of the Great Recession. As of the end of May in 2019, the average mortgage rate dipped to just below 4 percent. This has […]
Most of us like to travel and check out the awesome attractions around the world. Some travel with family or friends while there are many who travel alone. Most of things that we verify when travelling abroad are the plane tickets, lodging, food, tours, sights and sounds, and transportation, etc. We are especially careful about […]
Credit Repair usually comes into play when as a borrower, you find that you are denied credit. In other words, you could be turned down for a mortgage, an auto loan or even a credit card. The reasons that are instrumental in damaging your credit can be many, viz; not making regular payments, maxing out […]
Have you ever thought about the value and significance of credit score? Do you know that credit score is a lot more valuable? It is not just a number, but is something on which many things depend related to loan approval. A 700 credit score is considered to be a good one in normal circumstances. […]
Mobile banking due to its increasing convenience that it offers to customers is fast becoming one of the most popular banking tools. Mobile banking apps offer a lot of features that caters to a variety of the banking needs of clients. The apps are extremely useful for fraud alerts, payment of bills, creating budgets, transfer […]
Planning for a vacation but facing shortage of funds? Some might suggest taking out a payday loan for a holiday, but it should be used as a last resort. Let us find out why! How do payday loans work? These are short-term cash loans, generally due within a couple of weeks of taking out the […]
We should all admit that getting into the world of finances can be tricky and difficult, especially if we don’t really have enough power, knowledge or expertise. However, life often demands us to know a lot about finances when we don’t expect ourselves to have such a need. The most often it happens with loans […]
Getting a loan while face tough times and need quick cash, is easier said than done, especially if you have bad credit. Most banks and financial institutions will take one look at your credit score and reject your loan application as they need good credit rating.
The recent financial crises all over the world and the collapse of varied banks have decreased the faith of the general public in the banking system. A lot of us feel that our cash is no longer safe in the banks and many have even reverted to the age old strategy of keeping our money […]
